Walmart Moneycard

Fees and Charges

Purchase Fee: $1 at Walmart store locations.

Activation Fee: None. 

Monthly and Annual Fee: $5 monthly fee

ATM Fees: 2.50, plus any fee charged by ATM operator

Reload Fees: $3 at Walmart store locations. Up to $3.95 for adding cash at Other Participating Retail Locations. 

Foreign Transaction Fees3% of U.S. dollar amount of each transaction.

ATM balance inquiry: $0.50

Banking Zen Rating 

Our Take

If you want a prepaid card with the lowest fees, it’s hard to find a card better than the American Express Bluebird Card.

Features

  • Use it for purchases everywhere Debit MasterCard or Visa debit cards are accepted in the U.S.
  • Deposit checks with your smartphone camera
  • Write checks to pay rent and other bills requiring a paper check. Order personalized checks using the Walmart MoneyCard Mobile App. Fees and limits apply.
  • Pay bills with our FREE online bill pay service
  • Instantly send money for FREE to another participating card issued by Green Dot Bank, including the Walmart MoneyCard
  • No overdraft fees, ever
  • Your registered card is protected against unauthorized transactions
  • Some features available only on a personalized card

Who Should Get It?

  • If you are looking for a prepaid debit card account as an alternative to a traditional bank checking account, the Bluebird card is your best choice.
  • It comes with banking features like direct deposit, mobile check deposit, bill pay, an extensive ATM network, check writing ability and mostly no fees on the features you use the most.  

What To Keep In Mind 

  • The Bluebird card is issued by American Express. Even though American Express is accepted worldwide, it is not on the same scale as Visa or MasterCard.
  • Before you can write a Bluebird check, you have to get pre-authorization, which is an easy process you can do online or via the Bluebird mobile a

Our Rating

Our overall rating above is based on an aggregate of the four individual criteria below. Here is how the Bluebird card scored on each.

Funding Options

  • Reload Free with Direct Deposit
  • FREE with Walmart Check Cashing
  • Online Bank Transfer
  • Reload with Cash Using Walmart Rapid Reload

Fees & Charge

Purchase Fee: $1 at Walmart store locations.

Activation Fee: None. 

Monthly and Annual Fee: $5 monthly fee

ATM Fees: 2.50, plus any fee charged by ATM operator

Reload Fees: $3 at Walmart store locations. Up to $3.95 for adding cash at Other Participating Retail Locations. 

Foreign Transaction Fees3% of U.S. dollar amount of each transaction.

ATM balance inquiry: $0.50

Features

  • Direct Deposit
  • Bill Pay
  • No overdraft fees, ever
  • Cash-Back Rewards by shopping at Walmart
  • Check Writing
  • Family Accounts
  • Protection against unauthorized transactions

Cash-Back for Shopping at Walmart

  • 3% cash back at Walmart.com
  • 2% cash back at Murphy USA and Walmart fuel stations
  • 1% cash back at Walmart stores
  • Up to $75 in cash-back rewards per reward year

Help & Support

Free 24/7 Customer Service Support